Real Estate & Professional Services
Whether you’re a buyer or an owner, a cottage is a significant investment. That’s why, at some point, you will likely call on the services of a professional to rule out any ambiguities that may arise and to verify crucial information about your cottage.
Perhaps you’re negotiating the purchase of a new cottage or maybe you’re a veteran cottage owner. Along the road, as an owner of a recreational property, you will probably need to consult with an appraiser or a home inspector, a lawyer or a land surveyor, or an insurance broker.
If you want to buy a cottage and require financing, a real estate appraiser will estimate the value of the property and provide an opinion of value. The bank or lending institution will usually direct the property appraisal. Financial institutions typically use their own trusted appraisers.
If you are ready to sell your cottage, you may want an appraiser to prepare a market value estimate for your property, which could be helpful to establish a listing price.
In this scenario, you have the opportunity to choose an appraiser.
Stephen Callaghan, CRA
80 Iris Drive
Cameron, Ontario K0M 1N0
Tel: 705-887-9541 or 705-324-2972
Kawartha Lakes Appraisal
Ernie McElrea, CRA
144 Adelaide Street North
If you plan to buy a cottage, you should make arrangements for a home inspection. A home inspection typically includes the physical structure and mechanical systems within a residential building, including the heating, central air conditioning, electrical, and plumbing systems.
Handley Home Inspections
92 Burnt River Road
Burnt River, Ontario K0M 1C0
(Also conducts WETT and septic inspections, and provides cottage inspections)
Ontario Professional Home Inspection Company Inc.
756 Alpine Lake Road
HomePro Inspections Central Ontario Inc.
177 Highland Street, Suite 1
Haliburton, Ontario K0M 1S0
Know Your Home Inspections Inc.
1013 Pinoak Lane
Minden, Ontario K0M 2L1
(This home inspection firm also conducts WETT inspections)
County Home Inspection
459 George Street North
Peterborough, Ontario K9H 3R6
(Also conducts WETT and septic inspections, and provides cottage inspections.)
John Bryant Insurance Broker Inc.
3 South Water Street
Coboconk, Ontario K0M 1K0
(Home, cottage, auto, boat, and motorcycle insurance)
If you're buying a cottage, you may want a lawyer to review your agreement of purchase and sale.
Warner & Cork
22 Peel Street
PO Box 333, Station Main
Lindsay, Ontario K9V 4S3
16 May Street
Fenelon Falls, Ontario K0M 1N0
6654 Highway 35
Coboconk, Ontario K0M 1K0
James (Jim) Webster
20 Francis Street West
Fenelon Falls, Ontario
Post office box 103, K0M 1N0
If you’re a buyer, you may obtain a survey to legally define the cottage property you plan to purchase. If you plan to sell, you may want a survey to verify the size and extent of the land you own.
You may also need a survey if you want to build an addition to your cottage or make an improvement that could encroach on your neighbour’s property. You’ll also have to obtain a survey if you plan to move forward with a land severance.
Coe, Fisher, Cameron
257 Kent Street West
Lindsay, Ontario K9V 2Z3