We Are The Kawarthas

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24 Courtland Rd, Coboconk,ON K0M 1K0

May 27, 2016  |  Buyer Resources  |  

Buying a Getaway in Ontario’s Cottage Hot Spots

Gail McCormack, the owner of Kawartha Waterfront Realty, recently shared her observations about this year’s cottage market in the Kawartha Lakes with Tess Kalinowski, a real estate reporter for the Toronto Star.


Sep 16, 2015  |  Buyer Resources  |  

Kawartha Rivers Also Deliver an Authentic Waterfront Experience

When people are ready to start looking for a waterfront cottage, they often focus their search on lakes and overlook rivers. “If you don’t have to own on a lake, you can find a riverside cottage that offers an experience to rival any lake,” says Gail McCormack of Kawartha Waterfront Realty. “Indeed, rivers are the perfect option for those who are buying their first cottage as you can find a waterfront property with a lower price tag,” she adds. In fact, riverfront property is often significantly less expensive than lakefront.


Jan 30, 2015  |  Buyer Resources  |  

Thinking of Buying? What is the Road Access to the Cottage Like in the Winter?

If you’re ready to buy a cottage, you should think about whether winter sojourns are part of your plans. Although it may be a four-season weekend retreat, don’t overlook how accessible the cottage is during the cold-weather months or the condition of the roads that lead there.


Dec 23, 2014  |  Buyer Resources  |  

The Advantages of Cottage-Shopping in the Cold-Weather Months

With a fresh year on the horizon, you may find yourself yearning for a cottage to call your own by next spring. 

As we’ve discussed in previous blog posts, the market cycle for recreational properties in cottage country has a distinct rhythm, inspired by the inevitable seasonal shifts. 


Dec 19, 2014  |  Buyer Resources  |  

Buying a Cottage? Think Beyond the Property

It’s a wonderful feeling when you’ve been cottage shopping for a while, and you finally come face to face with the cottage that jingles your jangle. You already have an emotional connection with the property and the waterfront. And you can imagine yourself – and your family – spending warm, languorous summer days there.


Dec 12, 2014  |  Buyer Resources  |  

Looking for a Cottage? Don’t Forget the “How Long it Takes” Factor

If you’ve visited the Kawarthas, you likely don’t need an outline of the advantages of owning a waterfront retreat in this swathe of Ontario cottage country.


Dec 05, 2014  |  Buyer Resources  |  

And How About the Sun?

If you are serious about buying a particular cottage, don’t overlook the sun factor. It’s important to consider the path the sun takes as it travels over a cottage property.


Nov 30, 2014  |  Buyer Resources  |  

Which Way Does the Prevailing Wind Blow?

It may seem trivial, but the wind – and the waves or choppy water it creates can compromise your enjoyment of a recreational property. Wind and waves can be especially problematic when the shoreline is rocky – making swimming, launching, bringing in, and mooring boats particularly tricky.


Nov 14, 2014  |  Buyer Resources  |  

Finding a Kid-Friendly Cottage in the Kawarthas

If children are part of your family dynamic, the suitability of a recreational property to youngsters will determine how much you enjoy it. Indeed, a cottage should be a getaway where you relax and kick back - not a source of anxiety.


Oct 22, 2014  |  Buyer Resources  |  

Autumn is the Ideal Season to Shop for a Waterfront Cottage in the Kawarthas

Although the summer is over, memories of warm, languorous days still linger. And you may catch yourself daydreaming about owning a cottage in the Kawarthas by next summer.

The market cycle for recreational properties in cottage country has its rhythm, inspired in part by the predictable changes in season.


Oct 17, 2014  |  Buyer Resources  |  

The Language of Closing in the Kawarthas

When you purchase a new cottage in the Kawarthas, there are several terms you will encounter that you may not understand. But don’t worry. Your real estate representative will be able to explain these terms to you. Here are some common “closing day” terms as defined by Canada Mortgage and Housing Corporation:


Oct 02, 2014  |  Buyer Resources  |  

Found a Kawartha property for sale? It’s OKAY if you love the waterfront but not the cottage so much

“When I take a buyer to see a cottage property in the Kawarthas, I always walk down with them to the waterfront as soon as we get out of the car,” says Kevin Copithorne, accredited buyer representative at Kawartha Waterfront Realty. “It’s important that the buyer is excited about the waterfront as it is the focal point of a recreational property,” he adds.


Sep 26, 2014  |  Buyer Resources  |  

Buying a Cottage in the Kawarthas? Here are Some Expenses You’ll Need to Consider

When we work with buyers who are ready to purchase a cottage in the Kawarthas, they often ask us what their purchase costs will be,” says Gail McCormack, broker and owner of Kawartha Waterfront Realty. Indeed, the total cost of buying a cottage involves not only the purchase price of the property, but also the closing costs to complete the transaction. These expenses, which are the buyer’s responsibility, are necessary to complete the purchase but are outside of the purchase price for the property.


Sep 08, 2014  |  Buyer Resources  |  

Buying a Cottage in the Kawarthas? Buy the Cottage that Suits You Right Now

“If there is one thing I have always told cottage buyers it is this: Buy the cottage in the Kawarthas that meets your needs right now, not the cottage you imagine will be suitable for you in two or three decades,” says Gail McCormack, broker and owner of Kawartha Waterfront Realty.


Sep 03, 2014  |  Buyer Resources  |  

The Nitty-Gritty on Buying a “With Contents” Cottage in the Kawarthas

Why are cottages sold “with contents?”

“Most cottages in the Kawarthas are sold with significant furnishings included,” says Gail McCormack, broker and owner of Kawartha Waterfront Realty. “Only family pieces and heirlooms or fine antiques might be excluded from the real estate deal,” she adds.


Aug 25, 2014  |  Buyer Resources  |  

If You Are Thinking of Buying a Cottage You Need to Ask Yourself How Far You are Prepared to Travel

The location of a property is fundamental to its value - and that’s especially true in Ontario’s cottage country. In a cottage purchase, the location of the property determines the distance you will travel from your primary residence, which is likely in Toronto. Rather than straight mileage, what really matters is how much time it will take you to travel back and forth from your house in the city or the suburbs to your new cottage. Hence, a secondary question you need to ask yourself is:

“How much time am I willing to spend on the road making the pilgrimage to my recreational property?” 


Aug 15, 2014  |  Buyer Resources  |  

It’s a Great Time to Buy a Cottage in the Kawarthas

Although it’s mid-August, now is the perfect time to buy a cottage in the Kawarthas. “We have never known so many listings,” says Gail McCormack, broker and owner of Kawartha Waterfront Realty. “And they are continuing to come in,” she adds.


Apr 24, 2014  |  Buyer Resources  |  

How to Get to Know the Area Where you Plan to Buy a Cottage

Visit the vicinity when activity will be in full swing

When you’re purchasing a cottage, you are also buying into the neighbourhood and the nearby activity that surrounds the cottage. That’s why it’s important to visit the property (by car or boat) on a weekend during peak season to learn more about the recreational lifestyle and behaviour of your would-be neighbours.


Mar 21, 2014  |  Buyer Resources  |  

Buying a Cottage? Choose the Waterfront Exposure that’s Right for You

If you’re thinking of buying waterfront property, you’ve probably crafted a wish list, which may include “must haves” such as privacy, excellent waterfront, and your favourite waterfront exposure.


Mar 17, 2014  |  Buyer Resources  |  

Buying a Cottage? Don’t Overlook Road Access

If you’re a potential buyer considering the purchase of a cottage, road access to the property is an issue you need to think about. You should ask the following questions:


Sep 20, 2012  |  Buyer Resources  |  

Buyer Representation Agreement in Layman’s Terms

If a buyer is planning to purchase a property and wants a specific brokerage to act as their agent they need to appoint the brokerage as their agent.  The buyer representation agreement defines the brokerage’s responsibilities along with how the brokerage will be paid for its services.


Sep 20, 2012  |  Buyer Resources  |  

Typical Purchase Process

The attached PDF download is an example of a typical purchase process and the timelines involved. Your own search may differ in some respects depending on the extent to which you’ve already focused your search.


Sep 19, 2012  |  Buyer ResourcesCottage Resources  |  

Types of Lakes and Docks in Ontario

In the attached PDF downloads, learn about the different types of lakes in Ontario which includes swimming quality, aquatic plant growth, species habitat, and how human activity can alter the lakes. As well learn about the types of dock structure you may need and best practices in building them.


Sep 18, 2012  |  Buyer Resources  |  

Confirmation of Co-operation and Representation in Layman’s Terms

Form 320 or the confirmation of co-operation and representation is presented to the parties in a real estate transaction before the offer or the agreement of purchase and sale is tabled. The confirmation of co-operation and representation is presented, discussed, and signed by all parties before the offer is addressed.


Sep 17, 2012  |  Buyer Resources  |  

The Agreement of Purchase and Sale in Layman’s Terms

A complex series of carefully planned events unfolds with acute attention to detail before a brokerage lists a property. The listing price is set, the marketing strategy is crafted, repairs and improvements are made, the interior of the house is staged, and the seller prepares psychologically to transfer ownership to someone else.


May 03, 2012  |  Buyer Resources  |  

Buy the Cottage That Suits You at this Period in Your Life

If there’s a single important rule in acquiring a vacation property, it’s this:  Buy what you can use now, not what you think you’ll need in 20 to 30 years.  Your needs and wants (and those of your family) evolve with time.