Toronto's housing market is so hot, real estate developers are struggling to afford land. Housing is not affordable enough for buyers to bite. "A convergence of factors -- government rules aimed at reshaping Ontario’s housing market, tougher mortgage guidelines, a shortage of land -- is pushing against the housing bubble in the Toronto area, where new-home prices have risen since 2009." If you're struggling to afford housing in Toronto, maybe it's time to head to Kawartha Lakes! You'll get way more for your money on one of our beautiful waterfront properties.